For advice and a quotation please contact us

Insurance for the Food and Drink industry

Our insurance programmes for those working in the food and drink industry are specially tailored depending on what trade you hold. We can cover Food Manufacturers, Distributors, Restaurants, Catering Companies, Hotels, Pubs, Nightclubs and Takeaways. 

The Food & Drink industry often provides cause for concern to insurers with buildings incorporating insulated panels, cooking and manufacturing processes along with high staff turnover high on the agenda.

Our team has access to the UK’s leading insurers in the Food & Drink Industry so whether you are looking for an off the shelf package policy or a bespoke programme, we will take the time to obtain the full underwriting information before presenting the risk to the insurers for their consideration.

Covers Available

  • Property & Accidental Damage

    Cover for your buildings, contents, stock and any physical asset

  • Business Interruption

    Cover for Loss of Profits/Income in the event of a insured event under Property Damage Section

  • Public and Products Liability

    Cover for your liability to Third Parties who suffer injury or damage as a result of your negligence

  • Employers Liability

    A Legal Requirement - Cover for your Employees who suffer an accident/injury during the course of the business and you are negligent

  • Engineering Insurance

    Inspection - A statutory requirement

  • Directors & Officers

    Cover the Directors & Officers of the company including personal assets in the event of a wrongful act

  • Goods In Transit

    Cover for goods whilst being transported either by road, rail, sea or air in the UK and Worldwide

  • Legal Expenses

    Cover for Legal costs involved in defending a range of employment or business disputes

  • Motor Fleet

    This is a legal requirement if you own multiple vehicles. Fleet cover is available from 3 vehicles upwards with a variety of cover & driver options.

  • Frozen Food Cover

    Cover for goods against deterioration or contamination caused by a change in temperature of fridge/cold store

Why Choose Us

  • Dedicated Account Handler

    You will be allocated an experienced and dedicated Account Manager and Account Handler who will be specifically tasked with managing your portfolio.

  • Dedicated Claims Handler

    Your dedicated Claims Handler will be available to guide you through the claims process should you have to make a claim. They will provide liaison with insurers, loss adjusters and solicitors as required by the type of claim.

  • A Flexible Approach

    Our Flexible Approach allows us to provide the service you require, whether it’s face to face meetings or advice over the phone, we will provide a service to match.

  • A Personal Service

    We provide a dedicated and personal approach that gives our clients confidence and security; leaving them free to focus on running their businesses.

  • An Experienced Team

    Our experienced Commercial Team will provide a dedicated and bespoke solution to meet your business insurance requirements

  • A Tailored Solution

    Our team will take the time to understand your business, taking time to assess the risks you face. We will tailor our service to your requirements as a business.

One Customer's story

“One Insurance Solution looks after all our insurance needs from Commercial to Motor. We have a single point of contact with a thoroughly professional account handler, who looks after our interests. It has simply made insurance easy to deal with and I would have no hesitation in recommending them.” Peter Bigmore, Tanpopo Japanese Food Ltd